About us
We're Ribbon
A UK fintech company on a simple mission: make rent work harder for the people who pay it. No fees, no catches — just rewards on the rent you're already paying.
Our mission
Rent should give something back
Rent is most people's biggest monthly expense. Credit card users get cashback. Mortgage holders build equity. Renters? They get a receipt and a lighter wallet.
We built Ribbon to change that. Every rent payment you make through us earns you points — real rewards at brands like Amazon, Nike, Deliveroo, and more. No fees, no catches.
Mission-driven
Every feature we build asks: does this help renters?
Zero fees
Free forever — we earn from brand partnerships
UK-wide
Works with any landlord, any property
The business model
Ribbon is free to use
You never pay a fee. Your landlord never pays a fee. We're building partnerships with brands renters love so we can keep it that way for the long run — but for now, the only thing you need to do is pay your rent and enjoy the rewards.
Our values
What we stand for
Built by renters, for renters
We started Ribbon because our biggest monthly expense gave us nothing back. We thought that was ridiculous, so we fixed it.
Regulated and transparent
Banking provided by Griffin Bank Ltd, authorised by the PRA and regulated by the FCA. FSCS deposit protection up to £120,000.
Thousands of renters and growing
Rated 4.8 on Trustpilot and 4.9 on Google Reviews. Most of our members started sceptical — read their stories and see why they stayed.
Get in touch
Say hello
Questions, ideas, partnership pitches or just a friendly hi — we read every email.
Email us
hello@ribbonrewards.io
Typical reply time: under 24 hours