Now live across the UK

Pay rent.
Get rewarded.

Your landlord gets paid, you get points. Redeem them at Amazon, Eurostar, Deliveroo and loads more. It's literally free money.

Start earning — it's freeSee how it works
Thousands of renters4.8 on Trustpilot

Redeem your points at your favourite brands

Deliveroo
Amazon
Apple
Hotels.com
Ryanair
Nike
Nando's
Eurostar
Asda
Uber Eats
John Lewis
Avios
Deliveroo
Amazon
Apple
Hotels.com
Ryanair
Nike
Nando's
Eurostar
Asda
Uber Eats
John Lewis
Avios
Rewards that add up

Your rent, actually working for you

You're already paying rent anyway — why not get something back? Points stack up faster than you'd think.

Coming soon
3.0x

Points per £1 · Partner property

Living in a Ribbon partner property? Earn 3.0 points per £1 of rent. That's up to £540 in rewards per year on a £1,500 rent.

Works everywhere
1.0x

Points per £1 · Any property

Renting anywhere in the UK? You're still in. Earn 1 point per £1 of rent — no landlord sign-up needed. Simple.

£1,500/month rent?

That's up to £540 in free rewards per year

Ribbon Rewards Accounts are powered by Griffin Bank Ltd. Eligible deposits of up to £120,000 per depositor are covered by the Financial Services Compensation Scheme (FSCS).

How it works

Super simple. Seriously.

Four steps between you and free stuff. We timed it — faster than ordering a takeaway.

1

Sign up in 2 mins

No credit checks, no fees, no faff. Just your name and email.

We open a dedicated account in your name — fully regulated and FSCS protected up to £120,000.

2

Verify your ID

Enter your rent details and upload your ID for a quick identity check. It's fast, fully digital and your credit score stays untouched.

Verification is fast and fully digital. Once confirmed, your dedicated bank account is ready to use.

3

Fund your account & we pay your landlord

Transfer your rent into your Ribbon account. On your rent date, we send it directly to your landlord or letting agent.

Your money sits safely in your named account until rent day. Your landlord sees a normal bank transfer from you. Zero confusion.

4

You earn points instantly

Up to 3 points per £1 of rent, credited the moment your payment goes through.

Swap points for vouchers at Amazon, Nike, Deliveroo, Nando's and more. It's free money on rent you'd pay anyway.

Savings calculator

How much could you earn?

Slide to your monthly rent and watch the rewards stack up.

£1,200
£300£5,000

Monthly

£36

in rewards

Any property

£144

per year · 1.0x

Partner property

£432

per year · 3.0x

That's enough for 43 gift cards worth £10 each at places like:

AmazonDeliverooNikeNando'sRyanairEurostar+ many more
Start earning now

Security

Your money is safe. Always.

We know "free rewards on rent" sounds too good to be true. Here's exactly how your money is protected — no hand-waving, no fine print.

FSCS protected up to £120,000

Your deposits are covered by the Financial Services Compensation Scheme, the same protection your high-street bank uses.

Fully regulated

Your money is held at an institution authorised by the Prudential Regulation Authority and regulated by the FCA. It never sits in an unregulated account.

Your landlord sees you

Payments arrive directly from your named account — your landlord or agent sees it exactly as if you paid them directly. No middleman confusion.

How do we afford this? Ribbon earns a small fee from partner brands when you redeem your rewards — similar to how credit card cashback works. You never pay a penny. The brands cover it.

Social proof

Don't just take our word for it

Real reviews from real renters who were sceptical too.

4.8on Trustpilot4.9on Google

"Initially I was skeptical about Ribbon Rewards but after having paid my rent through their system for a few months and successfully redeemed and spent my reward points I'm now recommending it to my friends. I find their system reliable and efficient."

Vic C

Google Reviews · March 2026

"If you're renting it's silly not to do it. I was skeptical at first but I've successfully cashed out a pile of points as Amazon vouchers. If you're renting it makes sense to try and claw back some of your outgoings."

Joel W

Google Reviews · March 2026

"I started using Ribbon Rewards a few months back and thanks to the points I received I am able to redeem and get some of my grocery shopping done with it at ASDA. These guys are amazing."

Don S

Trustpilot · October 2025

"I was sceptical at first, but Ribbon Rewards has been fast and easy to use for paying my rent. I've earned and redeemed reward points. If you pay rent especially somewhere expensive like London, you should be using Ribbon."

Cameron W

Google Reviews · January 2026

Frequently asked questions

The stuff you're probably wondering. We get it — we'd ask too.

Is it really free? What's the catch?
There is no catch. Ribbon earns a small commission from partner brands when you redeem your points — similar to how credit card cashback programmes work. You never pay a fee, and neither does your landlord.
How does the payment actually work?
When you sign up, you receive a dedicated bank account in your name at Griffin Bank, a fully regulated UK bank. You transfer your rent into this account, and Ribbon forwards it to your landlord or managing agent. Your landlord sees the payment coming directly from your named account — no confusion, no delays.
Is my money safe? What if Ribbon goes bust?
Your money is held in a ring-fenced account at a fully authorised and regulated UK bank. Eligible deposits up to £120,000 are protected by the Financial Services Compensation Scheme (FSCS) — the same protection your high-street bank offers. Even if Ribbon ceased operations, your deposits would remain protected.
Does my landlord need to sign up?
No. When you pay rent via Ribbon, your landlord or managing agent receives your rent straight from your account in your name — there is no landlord participation required. It works with any property in the UK.
How long does it take for my landlord to receive the payment?
Your landlord receives the payment immediately. Because the money is sent directly from your named bank account, it arrives just like any other bank transfer — instantly.
Who is behind Ribbon Rewards?
Ribbon is a product of Scraye, a UK fintech company that uses AI to deliver a simpler, faster rental experience for tenants, landlords and agents. We created Ribbon because we believed renters deserved something back from their biggest monthly expense. We're fully transparent — you can look us up on Companies House.
How do I redeem my points?
You can redeem your points for gift cards and vouchers at popular brands including Amazon, Deliveroo, Nike, Nando's, Hotels.com, Apple, Ryanair, ASOS, Boots, Marks & Spencer, Netflix, Spotify, and many more. New brands are added regularly.
Can the value of points change?
Points are redeemed at a fixed rate when you choose to cash them in. We'll always give you notice of any changes to the programme. Right now, 100 points = £1 in vouchers.
How is my data used?
We only collect the information necessary to process your rent payments and manage your rewards. We never sell your data to third parties. All payment data is encrypted and handled in accordance with UK GDPR regulations.